TBC Concept — modern business banking
TBC Concept Banking Georgia: Digital package (120 GEL/year) vs. premium package (240 GEL/year). Requirements for non-residents and entrepreneurs, TBC Concept vs. BOG SOLO comparison and account opening guide 2025.
overview
TBC Concept is TBC Bank's digitally oriented commercial banking solution, specially developed for technology companies and startups. With modern infrastructure, low fees, and multi-currency support, it is the preferred banking choice for technology entrepreneurs in Georgia.
functions
- Multi-currency: accounts in GEL, USD, EUR, GBP
- Online banking: web and mobile applications
- SWIFT transfers: international payments
- Company cards: Visa/Mastercard for the team
- API integration: accounting automation
fees
Account opening process
- 1Prepare company documents
- 2Book an appointment at a TBC branch
- 3Appear with founder's card
- 4Fill out the application
- 5Account is opened within 1 to 3 days
Practical tips
- Open EUR and USD accounts for customer payments
- Use company cards for team spending
- Enable mobile notifications for real-time updates
- Connect API with accounting software
TBC Concept Packages: Digital & Premium — Pricing, Requirements and Eligibility
TBC Concept offers two packages:
Digital package — 120 GEL per year. Requires an active account with regular transactions. Available to non-residents.
Premium package — 240 GEL annually. Requires a monthly turnover of 3,000 GEL, a deposit of 100,000 GEL, or an active TB loan.
Both packages include access to the TBC Concept Lounge on K. Marjanishvili Street #7, Tbilisi — for discounted business meetings.
TBC Concept vs. SOLO BOG: TBC Concept is aimed at technology-oriented companies and offers API access and SWIFT support, while Bank of Georgia's SOLO primarily targets private customers. For startups in Georgia, the TBC Concept entrepreneur account is usually the preferred choice. When you set up a company in Georgia, in addition to banking, your digital infrastructure is also crucial — DEL-OPS supports Georgia-based startups in this.
Source: Georgia Business & Technology Glossary by Del-Ops Technology & Consulting Team. Last Updated: February 2026.